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Workers' comp for homecare and personal support workers (including PCA and ICP providers)
SAIF provides workers' comp coverage for home health care workers. Learn more about your coverage and how to file a claim through the Oregon Home Care Commission.
Fatal claims
Because we know how devastating and difficult a fatal workplace injury is for family members, SAIF has experienced teams dedicated exclusively to these claims.
How your claim is evaluated
We begin evaluating a claim as soon as we receive an 801 (Report of Job Injury) or 827 (Attending Physician) form.
What your claim status means
Your claim will be placed in “deferred,” “accepted,” “denied,” or “closed” status, depending on where it is in the process.
Your SAIF team
Contact SAIF to find workers' compensation claims adjusters in your area. SAIF is a not-for-profit workers' compensation company in Oregon.
View and update your claim online
Pay online and visit your claim profile
Workers' comp settlement
Learn more about the types of settlement offers and options of negotiating a settlement on an accepted or denied claim. Visit SAIF today.
Claim closure
Your disabling claim will be closed when your accepted condition is “medically stationary.”
Choosing a doctor who takes workers' comp
Under Oregon law, different kinds of medical providers can provide different levels of treatment. Find out how to choose a doctor that accepts workers' comp.
Pharmacy services
Once your claim is in “deferred” status you may be eligible for SAIF’s First Fill pharmacy program, which provides a limited number of cost-effective prescription drugs for work-related injuries or illnesses until a decision has been made on your cla...
Referrals
As part of your treatment, your doctor may refer you to another provider or request a specific test be done. If that happens, we strongly recommend you send your adjuster a referral notice.
Payments for lost wages
We understand that there’s a lot on your mind when you get injured on the job such as how much does workers' comp pay. The information on these pages can help.
Getting reimbursed
If you had to pay for medication, supplies, mileage or travel related to your workplace injury, you can request wokers' comp reimbursement. Visit our site today.
What bills should you pay?
First, make sure your injury has been reported to SAIF.
Protecting your privacy
Our policy is to protect your privacy and maintain the confidentiality of all claim file information and other personal and confidential information, unless the law requires or allows disclosure.
Common terms
We've created a handy list to explain the terms and acronyms you'll hear, especially if you have a workers' comp claim.
Workers' comp resources
These state agencies run the workers' comp system. Check their websites for more information about services for workers.
Preventing accidents and injuries in the workplace
Browse these resources to find information on how to prevent accidents in the workplace, create an ergonomically healthy workplace, respond to a medical emergency, and more.
Be a leader
Safety management and creating an injury-free workplace takes everyone working together in a supportive environment. Browse these resources to help establish a safe workplace.
Chemical and other health hazards
Browse these resources for information on how to identify and protect workers from hazards, including chemicals, noise, airborne contaminants, and more
Promote health
What’s health got to do with workplace safety? Browse these topics to learn how illness, stress, and lack of sleep impact worker safety and productivity—and what you can do to change it.
Plan for emergencies
It’s a fact of life: Stuff happens that you don’t see coming. You can’t always predict workplace emergencies, such as natural disasters and security threats. But you can prepare for them.
Industry topics
Industry topics
Worker well-being in five easy steps
Worker well-being in five easy steps
Young workers
Oregon workers between the ages of 15 and 25 have higher rates of workplace injuries. But it doesn't have to be that way. Find resources to train, supervise, and protect young workers in retail, fast food, and other service industries.
Your payroll report
Your payroll report
Oregon workers outside of Oregon
Subjectivity guidelines for Oregon workers while working outside of Oregon
SAIF and SDAO (Special Districts Association of Oregon) have entered into a group/services agreement
January 23, 2023 — The agreement includes an overarching servicing group, of which SDAO staff will provide safety and health services.
SAIF and CIS (Citycounty Insurance Services) have entered into a group/services agreement
March 9, 2021 — The agreement includes an overarching servicing group, of which CIS staff will provide safety and health and return-to-work services.
Reducing your costs, one day at a time
August 9, 2016 — Total Worker Health® and other ways to keep your workforce safe and healthy, prevent claims, and lower costs
Claim management and the role of managed care organizations (MCOs)
August 9, 2016 — One of the most effective respurces we have for helping injured workers is our partnership with managed care organizations.
The virtues and values of Total Worker Health®
August 9, 2016 — Integrating workplace safety and personal wellness reduces the frequency and severity of worker injuries.
Distracted driving: a timely reminder
April 14, 2016 — In honor of National Distracted Driving Month, here are some resources to help you and your staff be safe on the road.
What the courts say about traveling employees
April 14, 2016 — The court and the board have historically required a fairly significant personal deviation to decide that an employee has left continuous coverage.
Driving for comfort: the path to pain-free success
April 14, 2016 — Good ergonomics can reduce the impact that long commutes or jobs that require driving can have on your comfort and overall health.
Shoulder injuries and the aging workforce
January 6, 2016 — There is a connection, and enhanced ergonomics and a formal action plan can help your employees.
What is vocational assistance?
January 6, 2016 — Our expert vocational coordinators help injured workers stay employed, and help employers access benefits for training and equipment.
Yes, dehydration is a serious winter risk
January 6, 2016 — Hard to believe, but the risk for dehydration is just as great, if not higher, in the winter as it is in the summer.
Online payment FAQs
Online payment FAQs
Online payment trainings
Online payment trainings
Frequently asked COVID-19 vaccine questions for employers
August 12, 2021 — Here are the most common questions about the COVID-19 vaccine we've received from policyholders.
Coronavirus worker safety fund
Coronavirus worker safety fund
SAIF's commitment to serving you during this time
May 27, 2020 — Support for policyholders and workers during the coronavirus pandemic.
Resources for small businesses during COVID-19
We've compiled this list of federal, state, and regional resources that are available for small businesses in Oregon.
Final evaluation of the AGC/SAIF group product
April 21, 2025 — Looking to the future with the new guaranteed cost plan.
SAIF and SDAO (Special Districts Association of Oregon) have entered into a group/services agreement
January 23, 2023 — The agreement includes an overarching servicing group, of which SDAO staff will provide safety and health services.
SAIF and CIS (Citycounty Insurance Services) have entered into a group/services agreement
March 9, 2021 — The agreement includes an overarching servicing group, of which CIS staff will provide safety and health and return-to-work services.
Update: SAIF/Oregon Restaurant and Lodging Assoc. group program
December 12, 2017 — Our goal is to offer a group program discount for new customers and those renewing January 1 and after.
Coverage details
For an employer with subcontractors or employees in states other than Oregon, there are additional details to know about workers' comp coverage.
News and tips email archive
At SAIF, we're passionate about helping Oregonians create safe and healthy workplaces. One of the ways we do that is by sharing information—when, where, and how you need it.
Board of directors
A five-member Board of Directors, appointed by the governor, oversees SAIF’s operations. By law three board members must be affiliated with organizations insured by SAIF. Member terms are four years.
Leadership team
SAIF Executive Leadership Team
Confined space
Employer responsibilities and worker's rights concerning confined spaces.
Electrical safety
You can’t see it, hear it, or smell it, but touching electricity can be deadly.
Ergonomics in the workplace
Learn more about ergonomics in the workplace and other safety tips about adjusting workspaces so you can work comfortably and safely.
Combustible dust and other flammable material
Browse these resources to find information on how to reduce the risk of fires and explosions caused by workplace hazards.
Ladder Safety
You can reduce the hazards by using the best practices in these resources.
Outdoor safety
Whether at work or at play, you should be doing all you can to avoid injury. You might not be exposed to all these hazards on the job, but we still want you going home safe.
Personal protective equipment
Personal protective equipment helps workers minimize exposure to injuries. Browse these resources to learn more about health and safety topics and proper uses of PPE.
Safe driving
Safety and health resources for organizations with employees who drive as part of their work duties.
Serious injuries and fatalities (SIF)
Preventing SIFs requires a different approach from that used to prevent less serious injuries
Slip and fall prevention
Slip and fall prevention is vitally important in today's workplace. Learn how to prevent slips, trips, and falls in the workplace with SAIF's online safety training resources.
Leadership series
This training series will help leaders at all levels learn the building blocks that support safety culture and boost employee involvement.
Accident and incident analysis
Accident investigations and incident analysis determine how and why safety failures occur. Browse these resources to help you prevent them from happening again.
Employee policy
Creating a safe and healthy work environment is not only a requirement for Oregon employers, it's a "best practice" among top-performing businesses. Browse these resources for information on how create effective employee policies, and more.
Common hazards in the workplace
Common workplace hazards are any condition, practice, or act that could result in an employee injury. Browse these resources for tools to help with hazard identification.
Reporting and recordkeeping
Some health and safety rules require written documents, such as plans, procedures, and programs. Browse these resources to learn more about what is required.
Safety committees and meetings
Oregon law requires employers to create a safety committee and hold regular safety meetings. Browse these topics to find out how to get started and get the most from your meetings.
Safety and Health talks
We want to help you establish your own safety toolbox. Conduct your next safety meeting easily by using these concise discussion guides and other safety topics.
Integrating health and safety
Explore these Total Worker Health® tools for making it happen.
Building your safety and health programs
This page provides helpful information for programs required by OSHA.
Biological and physical
Facts and advice for dealing with anthrax, bloodborne pathogens, mold, and radiation in the workplace
Chemicals and materials
Safety info on the health effects of various substances, including ammonia, carbon monoxide, chlorine, formaldehyde, hexavalent chromium, lead, silica, methylene chloride, and Western red cedar dust
Indoor air quality
Learn about how you can improve indoor air quality and other workplace safety topics. Visit our site to get prevention info and find investigative tools.
Operational hazards
All about hazards related to abrasive blasting, laboratories, nanotechnology, spray finishing (and more)—and how to protect your workers
Radiation
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Respiratory Protection
Protect workers from air contaminants, including choosing and using the right respirator for the job.
Silica
This page includes resources on the topic of silica, including what silica is, health effects associated with occupational exposure to respirable crystalline silica, how to protect workers, and MSHA silica resources.
Tobacco, alcohol, marijuana, and other drugs
Use these resources to create workplaces that are free of tobacco, alcohol, and other drugs.
Nutrition
This page won’t tell you what to eat. Instead, you’ll find resources to create a worksite that supports good nutrition.
Hydration
Adequate hydration (water) is important for joint health, staying alert, and being productive. All these things help keep employees safe, too. Explore these resources to help you ensure employees have what they need to drink up.
Fatigue, sleep, and shift work
Getting adequate rest is critical to work safety and productivity. Browse these resources for information on managing fatigue and reducing risks.
Fentanyl and other opioids
Fentanyl and other opioids
Stress and mental well-being in the workplace
Job stress can lead to poor health and even injury. Browse these resources for information on how to support a psychologically healthy workplace.
Physical activity
It stands to reason that being physically fit helps prevent injuries at work and at home.
Sun protection
Here is information on sun safety
Infectious disease
Browse these resources for information on controlling the spread of the flu and other infectious diseases in the workplace.
Emergency planning and response
Stuff happens. And sometimes stuff happens at workplaces. You can’t predict them, but you can prepare for them.
First aid
First aid training saves lives, because a "co-worker" is often the first person on the scene to help a seriously injured or sick employee.
Wildfires
Employees are increasingly at risk from wildfires and the smoke they produce.
Violence in the workplace
Workplace aggression and violence aren’t as rare as you might think. There are more than 300 incidents per year in Oregon.
Agriculture and farm safety
Find information on agricultural safety and regulations, including pesticides, farm vehicles, seasonal workers, and more
Agricultural educators
Find training information for ag educators on agricultural safety and regulations, including pesticides, farm vehicles, seasonal workers, and more
Construction safety
Do you need help keeping your construction site safe? Check out SAIF's construction safety topics and tips to help prevent unwanted site injuries.
Delivery drivers | Couriers
Delivery drivers and couriers face high risks because they work in a variety of ever-changing environments, at a fast pace, and often on their own.
Education
These resources are designed for the unique set of safety challenges that school employees face.
Forklifts (powered industrial trucks)
There are many hazards associated with lifting and moving heavy equipment and materials.
Health care
Tools to help keep health care workers safe, from radiation protection to ergonomics to home care
Janitorial and housekeeping
Maintenance safety is focused primarily on workers in the housekeeping, custodial, and janitorial fields.
Logging
Find information on logging safety and regulations, including accident prevention, tree falling, and chainsaw safety.