Gossard & Associates, Inc.

OGSERP discount: 10 percent for 7/1/2024 - 6/30/2025

Mike Niderost
President
PO Box 506, Medford OR 97501
P: 541.343.2910
F: 541.342.5008

Eligibility criteria

Must have an annual manual premium equal to, or greater than, $2,500, with exception to the principal classes noted below
Be a member in good standing of the association (dues paid current)
Earned or unearned experience rating 1.00 or less
Group history period* incurred to manual loss ratio less than 40 percent
Group history period frequency of business operations less than SAIF average
frequency for the principal class for accounts newly enrolling in the group**
Group history period frequency of business operations less than 1.5 times
the SAIF average frequency for the principal class for current group members
renewing in the group**
Underwriters have judgment authority for approving group pricing.

* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.
** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal class codes

0124 Reforestation
2697 Forest Patrollers
2702* Logging/Hauling
2703 Logging Equipment
2704-01 Wildfire Fighting & Drivers
2710 Sawmills
2714 Veneer Mfg
2725 Logging-Mechanical
2731 Planing/Molding Mills
2759 Box or Box Shook
2802 Carpentry Shop
2841 Wood Products Mfg
2915 Plywood Mfg
2883 Airplane Subassembly
2960 Pole, Post, or Tie Yard & Dr
3824 Cargo Containers
5511 Log/Forest Road
8058 Bldg Mat Dlrs-New
8232 Yard Employees
8602 Timber Cruising & Drivers
8742 Estimator
9310* Log Truck Drivers
9315 Sawmill Maintenance

*These classes must have an annual manual premium equal to, or greater than, $50,000.