Oregon Restaurant & Lodging Association - ORLA

OGSERP discount: 3 percent* for 01/01/2025 to 12/31/2025

John Hamilton, COO
8565 Southwest Salish Lane #120, Wilsonville OR 97070-9633
P: 503.682.4422
F: 503.682.4455
Website: http://oregonrla.org/ (for dues and membership information)

Eligibility criteria

• No premium threshold, subject to SAIF's minimum premium
• Be a member in good standing of the association (dues paid current)
• Earned or unearned experience rating 1.00 or less
• Group history period* incurred to manual loss ratio less than 40 percent
• Group history period frequency of business operations less than SAIF average
frequency for the principal class for accounts newly enrolling in the group**
• Group history period frequency of business operations less than 1.5 times
the SAIF average frequency for the principal class for current group members
renewing in the group**
• Underwriters have judgment authority for approving group pricing.
* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.

** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal class codes

9012 (08) RV Parks Clerical & Sales
9015 (36) RV Parks-All other Empl & Drs
9052 Hotels
9079 Restaurants
801720 Bakery Goods Store-Retl Sale Only
801755 Ice Cream Parlor-No Food Prepar
801762 Coffee Retailers-No Food Prepar
801764 Food Cart Or Stands-No Food Prepar

Customers in other businesses with restaurant exposure may qualify with group manager approval.