Oregon Wheat Growers League - OWGL
OGSERP discount: 17 percent for 7/1/2024 - 6/30/2025
Amanda Hoey
Executive Director
Cassandra Franklin
Member Services
115 SE 8th, Pendleton, OR 97801
P: 541.276.7330
F: 541.276.1723
Website: http://www.owgl.org/ (for dues and membership information)
Eligibility Criteria
- No premium threshold, subject to SAIF's minimum premium
- Be a member in good standing of the association (dues paid current)
- Earned or unearned experience rating 1.00 or less
- Group history period* incurred to manual loss ratio less than 40 percent
- Group history period frequency of business operations less than SAIF average
frequency for the principal class for accounts newly enrolling in the group** - Group history period frequency of business operations less than 1.5 times
the SAIF average frequency for the principal class for current group members
renewing in the group** - Underwriters have judgment authority for approving group pricing.
* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.
** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.
Principal Class Codes
0037 Field Crops & Farms
0050 Farm Machinery Operation
8102 05 Seed Merchant