Associations, labor unions and political subdivisions

Executive officers or officials of associations, labor unions, and political subdivisions are covered under your policy, and their payroll is included to determine your premium at the officer minimum–maximum, which will vary from year to year. 

Your policy does not cover executive officers who do not perform any duties and do not visit the premises, except to attend directors' meetings. 

Payroll reporting

You must report the actual payroll for officials on your payroll reports. For executive officers, report the actual payroll and then adjust it to ensure it falls within the specified minimum and maximum limits.

As always, contact your agent or SAIF at 800.285.8525 for more information.