Oregon Wheat Growers League - OWGL

OGSERP discount: 17 percent for 7/1/2024 - 6/30/2025

Amanda Hoey
Executive Director

115 SE 8th, Pendleton, OR 97801
P: 541.276.7330
F: 541.276.1723
Website: http://www.owgl.org/ (for dues and membership information)

Eligibility Criteria

No premium threshold, subject to SAIF's minimum premium
Be a member in good standing of the association (dues paid current)
Earned or unearned experience rating 1.00 or less
Group history period* incurred to manual loss ratio less than 40 percent
Group history period frequency of business operations less than SAIF average
frequency for the principal class for accounts newly enrolling in the group**
Group history period frequency of business operations less than 1.5 times
the SAIF average frequency for the principal class for current group members
renewing in the group**
Underwriters have judgment authority for approving group pricing.

* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.
** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal Class Codes

0037           Field Crops & Farms
0050           Farm Machinery Operation
8102 05      Seed Merchant