Privacy and legal information

Privacy

Depending on your use of our site and applications, we may need information from you to respond to your request. We will try to let you know at the time how we will use your personal information. The information is used to respond to your inquiry, process a request, or allow you access to your own account information. We take security of information very seriously and have established security standards to prevent unauthorized access of all employer account or claim information.

We do not resell or transfer email addresses or any other personal information to unaffiliated third parties for marketing purposes. Information we gain about customer use of this site or SAIF applications, whether directly or through the use of affiliated third parties, will be used only for business purposes. Such information will never be shared with unaffiliated third parties without your consent, except when required by law. If you provide personal information to obtain a quote or servicing policy on our website, SAIF will only use your information for that purpose; we do not use it for other purposes or share with external parties.

Our applications store session information in your browser's memory while you are using our site or SAIF applications. This information allows smoother transition between applications and retains information for ease of use when returning to the site or application.

Legal

Copyright/Trademark

The content of this site is protected by copyright and/or trademark law. The SAIF logo, and other marks, including "On the job for Oregon," "Work. Life. Oregon.," and "Workers' Comp that Really Works" and other names of various products and services described within and offered by SAIF Corporation, are trademarks of this company. Users are prohibited from modifying, copying, downloading, or distributing material on this site for any commercial purpose without our prior express consent.

Third Party Sites

We have provided Internet links ("third-party sites") for your convenience. We offer links to these sites because we have found them to be useful resources responsive to issues concerning workers' compensation and loss prevention. We do not endorse or accept responsibility for these sites. Any site linked to our site is independent from SAIF and we do not accept any responsibility for the content, products, or services provided at any other site. We recommend that you take the time to read the privacy and security policies of those sites.

Applicable Law

Use of this site shall be governed by and construed in accordance with the laws of the State of Oregon without giving effect to any principles of conflicts of laws. Any action or suit brought relating to use of this website must be brought and conducted exclusively in the Circuit Court of the State of Oregon for Marion County in Salem, Oregon or, if a claim must be brought in a federal forum, in the United States District Court for the District of Oregon.

Disclaimers

Any online access or services are provided "as-is" and without representations or warranties of any kind, either expressed or implied. SAIF expressly disclaims all warranties, expressed or implied, with respect to any services offered through this website, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. SAIF does not warrant or represent that the functions or operation of its website will be uninterrupted or error-free, that defects will be corrected, or that this site, its servers, or any e-mail sent from SAIF are free of viruses or other harmful components.

Disclaimer of Legal and Business Advice

The information contained in this website policy should not be construed in any way as giving business, legal, or other advice.

Disclaimer of Fail Proof Information Security

While SAIF endeavors to protect your personal information, no data transmission or storage system can be guaranteed one hundred percent secure, and SAIF recognizes the possibility of human, mechanical, and/or other errors. Therefore, the information contained in this policy should not be construed in any way as warranting the security of information provided through this website.

Disclaimer of Express or Implied Warranties

The materials and information contained in this web site are provided "as-is" and without any warranty of any kind, either expressed or implied, including, but not limited to, any implied warranties of merchantability or fitness for a particular purpose. SAIF assumes no liability of any kind, whether in contract, tort, strict liability, or any other type of liability, for damages of any kind incurred as a result of the use of this website. SAIF specifically denies any expressed or implied warranty in regard to any information supplied or obtained through, or as a result of use of, this website.

Information Disclaimer

While all attempts are made to provide accurate, current, and reliable information, SAIF recognizes the possibility of human, mechanical, and/or other errors. SAIF, its employees, officers, and agents make no representations as to the accuracy, completeness, currency, or suitability of the information so provided.

Links Disclaimer

In order to provide visitors with certain information, this website may provide links to local, state, and federal government agencies, and websites of other organizations. A link does not constitute an endorsement of the content, viewpoint, accuracy, opinions, policies, products, services, or accessibility of that website by SAIF. Once you click on a link to another website from this website, you are subject to the terms and conditions of that website, including, but not limited to, its privacy policy and security policy. Your destination website's privacy, accessibility, copyright, and security policies, if any, may differ from SAIF's. External website owners are solely responsible for the content and performance of their websites and should be contacted directly with any questions. SAIF does not possess or exercise any control or endorse the content, opinions, accuracy, policies, products, or services of external websites. External website owners are solely responsible for the content and performance of their websites and should be contacted directly with any questions.

Limitation of Liability

SAIF Corporation is not liable to any party for any direct, indirect, special, or other consequential damages arising out of any use of this site, or of any hyper-linked site, including, but not limited to:

1. 1. The use of, or inability to use, any online account management features.
   2. The unauthorized access to, or alteration of, your transmissions, data, policy, or account(s).
   3. Any act or omission of any third-party including, but not limited to, financial institutions, payment systems, credit card service providers, providers of telecommunication services, electrical utilities, internet access providers, software providers, computer equipment providers, or any force majeure events or other circumstances beyond SAIF's control.
   4. Any damage to a user's computer, including peripheral equipment, or software by any cause whatsoever including, but not limited to, the introduction of malware, Trojan horses, or computer viruses of any kind.

We may make improvements and/or changes in this site and in the products and programs described in the information at any time and without notice.

We will make every attempt to keep information on this site current, but we have no formal obligation to do so. Information on this site may be out of date at any given time.