Medical

SAIF offers two medical plan choices for employees: Providence Health Plan and Kaiser Permanente HMO. These plans have been designed to offer you and your family quality, comprehensive, and affordable health and wellness benefits.

Providence Health Plan 

Our Providence PPO plan maintains a national network of health care providers and hospitals to help you meet your health goals, as well as providing access to care whether at home or traveling. Plan participants pay less out of pocket when they visit in-network healthcare providers and are also able to see providers who are not contracted with Providence (out-of-network providers) at a higher cost. 

If you are new to SAIF and need to transition your medical care to Providence, call Providence’s Bridge Team at 971.268.5311 to schedule a time to talk with someone about getting your medical records transferred, refilling prescriptions, finding a medical provider, scheduling virtual visits, and more.

Providence plan rates and overview [PDF]
Providence Summary of Benefits and Coverage [PDF]

Other helpful resources

• myProvidence member account login
• Find a healthcare provider [PDF]
• Find a chiropractic, massage, acupuncture, naturopath provider [PDF]
• Providence mental health resources 
• Providence Express Care Virtual
• Providence Express Care and Immediate Care Clinics
• Providence prescription formulary
• Providence mail-order pharmacies (Costco Home Delivery and Postal Prescription Services)
• Providence travel assistance and identity theft services [PDF]
• LifeBalance Program member discounts
  
• One Pass Select fitness discounts 
• Kaia: Virtual physical therapy to manage chronic pain [PDF]

Kaiser Permanente Plan

Our Kaiser HMO plan offers health care coverage to employees and their eligible family members who live or work in the Kaiser service area (Southwest Washington, Portland, Salem, and Eugene metro areas). Plan participants must go to Kaiser-contracted providers to receive medical care and services. You still have access to emergency care through Kaiser if you travel out of area.

If you are new to SAIF and need to transition your medical care to Kaiser, visit kp.org/newmember to create an account online, choose a healthcare provider, schedule appointments, transition prescriptions, and more.

Kaiser plan rates and overview [PDF]
Kaiser Summary of Benefits and Coverage [PDF]

Other helpful resources

• Kaiser Telehealth Options
• Kaiser Permanente service area
• Kaiser member discounts 
• Kaiser fitness center discounts and extras
• Kaiser chiropractic, massage, acupuncture, naturopath providers
• Kaiser formulary
• Kaiser fertility services
• Kaiser hearing aid benefit
• Kaiser travel assistance
• Kaiser wellness coaching
• Kaiser mental health resources
• Community Resource - supporting employee social health needs

Coordination of benefits
Benefits can be coordinated with other insurance companies when using your plan's benefits. To learn more, members can review their benefits under the SAIF summary plan description (PDF) on the plans' member websites.

Healthcare.gov
If you have health insurance coverage through Healthcare.gov and are receiving a premium subsidy, individuals are not eligible for subsidies if your employer offers affordable, minimum essential coverage, which SAIF does. To cancel your Healthcare.gov coverage, contact them here.