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Workers’ compensation insurance for small business

Our SAIF service center is designed to meet the needs of small business and helps make us the leading workers' comp insurance provider in Oregon.

Learn more

To learn more about SAIF’s unique small business services, you can get a quote, email servicecenter@saif.com, or call 888.598.5880.

Just getting started? The State of Oregon's Small Business Advocate helps businesses and nonprofit organizations navigate state and local government and refers them to other supportive resources.


SAIF understands you have more important things to think about than insurance. To grow and succeed in an increasingly competitive marketplace, small business owners need reliable business partners, like SAIF's service center.

Get covered

There are lots of ways to get your SAIF policy:

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Expert support for your small business

Our knowledgeable and licensed insurance representatives provide Oregon's small businesses with affordable workers' compensation insurance, as well as prompt and exceptional local service. They can answer any question you have about your policy, coverage, or billing.

We do our best to make workers' compensation insurance easy and affordable. Our local service is just a phone call or email away.

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The SAIF advantage

With friendly, local service and in-depth knowledge of Oregon's workers' comp system, SAIF protects more than 54,000 employers and their employees across the state every day. We can help your business save money, prevent injuries, and create a safer, healthier place to work.

Here's what you get with your SAIF policy:

Affordable rates

As a not-for-profit, SAIF is proud to offer some of the most competitive rates in the state. 

Here for Oregon

Since 1990, SAIF has returned more than $2.6 billion back to Oregon businesses in the form of dividends.

100+ years of service

Founded in 1914, SAIF was one of the first workers' compensation providers in the nation.

Satisfied customers

93% of SAIF policyholders say they are satisfied or extremely satisfied with our service.

Your local experts

Our claims and return-to-work expertise is unmatched in the industry. And with six offices around the state, a real person is just around the corner to help you.

Safe & healthy at work

Your policy includes safety workshops and other resources, designed to help you create safer workplaces. 

About SAIF

SAIF is Oregon’s not-for-profit workers' comp insurance company. Since 1914, we've been protecting Oregon employers and workers with exceptional, affordable coverage.

We’re proud to lead one of the most successful workers’ comp systems, with some of the lowest workplace injury rates and workers' compensation costs in the nation.

At SAIF, we have a vision to make Oregon the safest and healthiest place to work. And we’re committed to helping Oregonians work better, smarter, and safer for years to come. It’s not just the right thing to do: It’s good for business.